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Writer's pictureChawanne Burns

American Express Platinum vs. Gold: Which Card Offers the Best Rewards and Perks

Updated: Jan 23, 2023


 




 

When it comes to choosing a credit card, it's important to consider your needs and what benefits you're looking for. American Express offers a range of credit cards, including the Platinum and Gold cards, each of which caters to different types of consumers. In this blog post, we'll compare the American Express Platinum and Gold cards to help you decide which one is the best fit for you.

The American Express Platinum card is ideal for frequent travelers who want access to a wide range of luxury perks and benefits. It offers an impressive array of travel-related perks, including airport lounge access, hotel elite status, and a $200 annual airline fee credit. Plus, cardholders get access to a variety of exclusive events and experiences through the American Express Fine Hotels and Resorts program.



 

The Platinum card has a higher annual fee than the Gold card, but it also comes with a higher credit limit and a more generous rewards program. Cardholders can earn 5x points on airfare booked directly with airlines and on prepaid hotels booked through amextravel.com, as well as on flights and hotels booked through the American Express Travel portal. The Platinum card also offers a sign-up bonus of 60,000 points for those who spend $5,000 on the card within the first three months of card membership.

In addition to its generous rewards program, the Platinum card also offers a variety of other benefits that may be appealing to frequent travelers. These include a $200 annual Uber credit, a $100 annual Saks Fifth Avenue credit, and access to the Global Lounge Collection, which includes over 1,300 airport lounges around the world.


The American Express Gold card is geared towards foodies and those who dine out frequently. It offers a generous rewards program that rewards cardholders for dining out, with 4x points on dining and groceries and 3x points on flights booked directly with airlines. It also offers a $10 monthly dining credit and a $100 annual hotel credit through the Hotel Collection program.

The Gold card has a lower annual fee and a lower credit limit, but it offers a more generous rewards program for those who frequently dine out and purchase groceries. It also offers a sign-up bonus of 35,000 points for those who spend $4,000 on the card within the first three months of card membership.


 




 

In addition to its rewards program, the Gold card also offers a variety of other benefits, including a $10 monthly dining credit, a $100 annual hotel credit through the Hotel Collection program, and access to the American Express concierge service.

Both the Platinum and Gold cards come with a variety of other benefits, including purchase protection, extended warranty protection, and access to the American Express concierge service.


Ultimately, the decision between the Platinum and Gold card will depend on your specific needs and preferences. If you're a frequent traveler who values luxury perks and access to exclusive events, the Platinum card may be the better choice for you. But if you're a foodie who dines out frequently and values rewards on dining and groceries, the Gold card may be the better option. It's important to consider your specific needs and preferences when deciding which card is the best fit for you.


Sending All My Good To Ya!


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